MAKING HOME LOANS EASY

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MORTGAGE LOANS

We offer a full suite of mortgage solutions designed to meet your unique needs—whether you’re buying your first home, upgrading, investing, or refinancing. With flexible options and expert guidance, home financing is made simple, transparent, and tailored to your goals.

Homebuyer Solutions

• First-Time Buyers – Step-by-step guidance, low down payment programs, and resources to help you buy with confidence. 
• Move-Up & Repeat Buyers – Streamlined approvals and customized strategies for your next home purchase. 
• HELOC, Second Mortgage & Investment Properties – Flexible options and competitive terms to help you grow your real estate portfolio.
   

Loan Options

• Conventional Loans – Flexible financing with as little as 3% down.
• FHA Loans – Ideal for buyers with limited savings or lower credit scores.
• VA Loans – Benefits for veterans and active-duty service members, often with no down payment.
• USDA Loans – Zero-down financing for eligible rural and suburban buyers. 
• Jumbo Loans – Financing up to $4M+ for luxury or high-value homes. 
• Renovation & Construction Loans – Fund upgrades, remodels, or new builds. 
• Non-QM Loans – Alternative solutions for unique income or credit situations. 
• Physician & Professional Loans – Tailored programs for medical and other professionals, with no PMI and low down payments. 
• Reverse Mortgages (HECM & Jumbo) – Unlock home equity for retirement, debt consolidation, or lifestyle needs.

• Bank Statement & P&L Loans – Up to 80% LTV 
• DSCR ≥ 1 – Up to 75% LTV 
• No DSCR Ratio – Up to 65% LTV 
• 6 Months Reserves Required 
• No Deposit Sourcing Needed
• No Credit Reference Letters
• No Asset Seasoning Required in US Accounts
• No Visa Required
• Loan Amounts – Up to $1.5M 
• Property Types – Condotels, Studios, Condos, 2–4 Units up to 70% LTV 
• ITIN Borrowers Allowed
   
• No 3rd-Party Primary Address Verification Needed
• Bank Statement & P&L Loans – Up to 80% LTV
   
• DSCR ≥ 1 – Up to 75% LTV
   
• No DSCR Ratio – Up to 65% LTV
   
• 6 Months Reserves Required
   
• No Deposit Sourcing Needed
   
• No Credit Reference Letters
   
• No Asset Seasoning Required in US Accounts
   
• No Visa Required
   
• Loan Amounts – Up to $1.5M
   
• Property Types – Condotels, Studios, Condos, 2–4 Units up to 70% LTV
   
• ITIN Borrowers Allowed
   
• No 3rd-Party Primary Address Verification Needed